Flexible payment options are only available through specific payment services and are shown automatically based on your country and eligibility. If you do not see instalment or pay-later options, they are not available for the selected market, payment service, or card.
Flexible Payment Options
We offer several flexible payment options, including instalments and pay-later services, depending on your country and the payment methods available at checkout.
How flexible payments work at checkout
Flexible payment options (instalments or pay later) are available only when you explicitly select a supported payment method during checkout. Flexible payment options are not applied automatically. To use them, you must select an eligible payment method during checkout, if available for your market.
- Available options are shown automatically based on your country
- Instalment or pay-later options appear as separate payment methods, if supported
- If an option is not shown, it is not available for the selected market, card, or provider
Availability is determined by the payment provider and confirmed during checkout.
Payment services
Corvus Pay
Corvus Pay enables payment in instalments using eligible cards issued by supported banks.
Payment options offered
- Instalment payments (number of instalments depends on the card issuer)
Availability
- Croatia
- Slovenia
Eligibility and the number of instalments are determined by your card issuer and confirmed during checkout.
Supported banks and cards
Instalment payments via Corvus Pay are available with selected cards issued by participating banks. Support may vary depending on card type and individual bank policies.
Typical supported card networks include:
- Visa
- Mastercard
Supported banks may include:
- Zagrebačka banka
- Privredna banka Zagreb (PBZ)
- Erste Bank (Sparkasse)
- OTP Bank
- Raiffeisen Bank
- Addiko Bank
Please note:
- Debit and credit card eligibility may vary
- Not all cards issued by listed banks necessarily support instalments
- Final eligibility is always confirmed at checkout
Klarna
Klarna offers flexible payment options such as pay later and instalment payments, depending on country availability and Klarna’s approval process.
Payment options offered
- Pay later
- Instalments
- Payment terms and eligibility are determined by Klarna
- Klarna must be selected as the payment method during checkout
- Available options are confirmed during checkout
Klarna is currently displayed as a payment option to customers in the following countries via Shopify Payments:
Austria, Belgium, Czechia, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom.
Availability may vary depending on local regulations and individual customer eligibility. If Klarna is available for your country, it will appear as a selectable payment method during checkout.
Paypal
PayPal may offer pay-later or instalment options (such as Pay in 4), depending on country and individual PayPal account eligibility.
Payment options offered
- Pay later
- Pay in 4 / instalment payments
- Payment terms and eligibility are determined by PayPal
- Available options are shown within PayPal after selecting it as the payment method
- PayPal must be selected during checkout to use these options
According to PayPal, Pay Later services (including Pay in 4 and instalments) are currently available in the following core countries:
United States, United Kingdom, Germany, France, Italy, Spain, Australia.
Availability and specific options may vary by country, PayPal account status, and PayPal’s internal approval process. If PayPal Pay Later options are available, they will be presented during checkout.
Have a question?
Help Center
Instalment and pay-later options are offered by third-party payment providers and are not applied automatically. To use them, you must select an eligible payment service during checkout, if available for your market.
If you still have questions about flexible payment options, our team is happy to help.